Monthly Paycheck Allocation System | Excel Budget Planner

Plan each paycheck before the money is spent.

The ContessaCollective Monthly Paycheck Allocation System helps you assign every bill, everyday expense, savings transfer, and debt payment to the pay date that will cover it. You will see how much remains from each paycheck, spot an overcommitted pay period early, and compare your plan with what actually happened.

What’s included

• One editable XLSX workbook
  - 15 tabs: Start Here, Worked Example, Annual Overview, and 12 monthly plans
  - Up to 5 pay dates and 25 expense allocations per month
  - Expected and actual income tracking
  - Planned and actual payment tracking
  - Bill, everyday spending, savings, and debt categories
  - Paycheck-by-paycheck remaining balances
  - Built-in allocation checks
  - Automatic month-to-month balance carry-forward
  - Personal-use license

 A practical monthly routine

Enter your pay dates, assign each planned expense, review what remains from every paycheck, and adjust the plan before the month begins. As income arrives and payments clear, enter the actual amounts to see your true month-end balance. A completed example shows how the system works before you add your own information.

Software and delivery

Microsoft Excel desktop is recommended. Other spreadsheet programs may change the formatting or functionality and are not guaranteed. Your ZIP file is delivered digitally through your Shopify download app. No physical product will be shipped.

For personal use only. This workbook is an educational organizational tool and is not financial advice.